Below are some of the basic questions that are posed by homebuyers who are new to the process What is a mortgage? A mortgage is a loan used to buy a home, with the

First, you need to prequalify for the loan with your financial institution. This involves answering a few simple questions, which in turn begin the application process. The type of home, approximate cost of the home, how much

Your credit is one of the first things that lenders examine when considering you for a loan. Making payments on time is the most important way to establish good credit. A pattern or history of frequent late payments can lead to a poor credit score that could negatively affect your ability to be approved for future loans, or result in a loan offer at a higher interest rate.

If you're considering buying a home, securing a mortgage loan is a key part of the process.  However, you’re probably wondering how do I find the best mortgage loan for my financial needs? Generally speaking, there

Purchase Checklist We prepared this list to help make you comfortable with the home buying process. After all, this is an exciting time in your life, and we want to help you enjoy

Find out about Private Mortgage Insurance (PMI) and how it compares to other loan insurance programs such as FHA loans.

When you apply for a mortgage loan, one of the first things your lender will do is check your credit history