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- 2022 | 66 Posts
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- 2018 | 14 Posts
22
6 Things to Avoid After Applying for a Home Loan
You did it—you worked hard and you're finally ready to apply for a home loan. The dream of homeownership is within your reach. While it's exciting to start planning the next chapter of your life, some actions could give the underwriter the impression that you may be too risky for loan approval.
To avoid jeopardizing your loan status, here are six things you should never do after applying for a home loan.
Don't apply for new credit
Your credit can be pulled at any time throughout the application process, and any major change could affect your FICO® score. Inadvertently lowering your score and/or changing your debt-to-income ratio could hurt your chances of getting the loan that you ...
21
Top 5 Reasons to Invest in Real Estate
They say the best investments you'll ever make are in yourself and in your future – and what better way to do so than by investing in real estate?
As Franklin D. Roosevelt once said, "Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world."
We took a deeper look at why someone might want to invest and nailed down five big reasons. With benefits like these, the opportunity is hard to ignore.
#1. You will see a steady cash flow.
Did someone say extra income? We sure did. People choose to invest in real es...
21
Maine's National Parks
Maine is a wild place. Some of the most rugged and remote landscapes on the East Coast can be found within Maine's boundaries, and there are few better places for people with a love of the outdoors to call home.
The four national parks in Maine are a testament to that. They're amazing destinations for camping, hiking, fishing, cross-country skiing, and a host of other outdoorsy pursuits. Our real estate agents never tire of these wild, amazing places, and today we're thrilled to offer this guide to Maine's nati...
14
7 Steps for Winterizing Your Lake House
With winter almost upon us, it's time to start thinking about winterizing your property. If you have a lake house or a vacation house, don't overlook it. It's even more important to pay attention to winterizing if you're not going to be using the house over the winter. Here are a few tips from our real estate agents for getting your lake house ready for cold weather.
- Clean Your Gutters
The exterior of the house is what gets hit with winter weather the most, and your gutters are more crucial than you may ...
14
Don't Forget These 7 Things in Your Closing Contract
Whether you're buying or selling, whether the property is residential or commercial, all real estate transactions have one thing in common: a contract. The goal of a closing contract, or purchase contract, is to protect both the buyer and the seller by ensuring that all expectations are clear. Keep reading to find out what 7 things you don't want to forget in your closing contract.
Basic Legal Requirements
Like any contract, real estate contracts need a few essential elements to be considered legal (e.i., enforceable in court). A lot of these elements are things that will seem obvious—the correct names and addresses of all parties and properties involved, the seller being the legal owner of the property, both parties being le...
7
New England Ski Season: 2022 Opening Dates
As leaves and temperatures drop, are you beginning to feel that irresistible pull to the mountains? It's time for another incredible winter ski season, and our real estate agents share the projected opening dates for your favorite slopes around New England.
31
What Are Credit Scores and Why Do They Matter for Home Buyers?
From an early age, we are graded on academic performance, athletic ability, and so much more. But that doesn't stop as we get older.
Upon entering the "real world," we would quickly receive a new kind of grade, one that ranks our financial capability, called the credit score.
This grade would be reevaluated constantly and play a role in many of life's most important moments - including the home buying process.
Let's take a deeper look at credit scores and why they matter for home buyers.
What are they?
Credit scores were designed to answer questions like "How likely are you to repay debt...
27
How to Make a Compost Pile
Making a compost pile in your yard yields one of the most effective and affordable tools for gardeners looking for eco-friendly alternatives to using harmful
The post How to Make a Compost Pile appeared first on Better Homes and Gardens Real Estate Life.
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