Summer in Northern New England is always an enjoyable time. And an evening spent on the baseball diamond makes the summer season even more memorable.
Team History and Highlights
It may be hard to believe now, but by the time the 2000s rolled around, professional baseball had yet to establish a presence in New Hampshire. A new era was born in 2003 when Drew Weber bought the New Haven (CT) Ravens and moved them to Manchester.
Management turned the naming situation into a public relations opportunity by conducting a "Name the Team" promotion. Fisher Cats, a nod to the furry forest-dwelling mammal, ultimately won out over Millers, Mountain Men, and Granite.
In July 2008, the Fisher Cats had the honor of hosting the Eastern League All-Star Game and Home Run Derby. The Midsummer Classic returned to Manchester in 2011 and again in 2017, celebrating the million-dollar renovation of Northeast Delta Dental Stadium.
Since 2004, nearly 150 Fisher Cats have gone on to play in the major leagues. This illustrious group includes Vladimir Guerrero Jr., Cavan Biggio, and Bo Bichette, second-generation players who were the most highly anticipated rookies of recent years.
The Fisher Cats' significance to New Hampshire goes beyond sports and entertainment. In addition to maintaining partnerships with Children's Hospital at Dartmouth-Hitchcock and the Ted Williams Museum, the team has conducted numerous fundraising activities over the years, resulting in millions of dollars in charitable contributions.
Affiliations and Titles
The Fisher Cats are a Double-A team in the Northeast Division of the Eastern League. In their previous existence as the New Haven Ravens, the team went through affiliations with the Colorado Rockies, Seattle Mariners, and St. Louis Cardinals, earning a single league championship in 2000.
Since moving to Manchester, the team has been affiliated with the American League's Toronto Blue Jays. The team has claimed three division titles, in 2003, 2004, and 2011, along with league championships in 2004, 2008, and 2011.
Northeast Delta Dental Stadium
During the inaugural season in 2004, they played their home games in Gill Stadium, one of the oldest concrete-and-steel ballparks in the country. But that was just a temporary home, as they moved to the newly constructed Fisher Cats Stadium the following year.
Known for a time as Merchantsauto.com Stadium, the venue gained its current name thanks to a partnership with Northwest Delta Dental, a major insurance company. The stadium features an open concourse design that lets fans keep an eye on the game wherever they are.
Here are some of the modern amenities that make Northeast Delta Dental Stadium such a popular destination:
Promotions and Giveaways
In minor league baseball, nearly every game is a special event, which is one of the reasons why it's such a family-friendly activity. Mark your calendar for these exciting upcoming promotions and giveaways:
Individual tickets range from $10-$16, with a $2 discount for advance purchase.
Ready to round the bases and head for your new Northern New England home? Contact us at The Masiello Group to get started.
With its incomparable natural beauty and impressive historical legacy, New England is a great backdrop for a wide range of literary genres, from young adult series to mysteries and thrillers. Here's a look at some top books set in New England that our real estate agents will be reading for Book Lovers Day on Monday, August 9th.
Is your New England story waiting to be written? Contact us at The Masiello Group for help with all your real estate needs.
If you're like most people buying or selling a home, you'll choose to work with a local, licensed real estate professional or REALTOR®. These professionals know and understand the local market, have outstanding negotiating skills, and as we have mentioned in prior posts (internal link to REALTOR "overview" article HERE), can make the entire buying and selling process easier.
As compensation for their expertise, your REALTOR® is paid a commission based on the sale price of your home. There are several different commission structures based on the structure of your deal. Here's a breakdown of the role of the various players, how realtor commissions work, and who pays these fees.
When you decide to sell your home and enlist the help of a REALTOR®, you sign a listing agreement. In that agreement is an agreed-upon commission rate with the listing agent, which is typically a negotiable rate, typically between 4 and 6%.
This commission is often split evenly between the seller's agent and the buyer's agent (if they are working with an agent). Each agent pays a portion of their commission to their brokerage.
For example, for a home with a sale price of $500,000 and a 6% commission rate – split equally between the buyer's and seller's agents – each agent would receive 3%, or $15,000. Assuming each agent must split their commission 50/50 with their respective brokerages, each agent would make $7500 from the sale (before subtracting any additional marketing costs incurred).
While this is the typical arrangement, commission splits are not always 50/50 between the agent and the brokerage. For experienced agents who reach a certain commission level, the split can step up to 70% in favor of the agent. This brokerage model relies on the agent sourcing all of their own leads, clients, and business.
Precisely who pays the commission can be a bit tricky. The standard practice is that the seller pays the fee. However, the fee is often wrapped into the home price, so the buyer ultimately ends up paying the fee, albeit indirectly.
Let's look at how this works using the above example.
Each with an agent, a buyer and seller agree to a deal on the $500,000 house. Assuming a 6% commission on the sale, the entire commission of $30,000 comes out of the home's sale.
The buyer will pay the $500,000 purchase price. The seller would receive $470,000 ($500K minus the 6% commission). Depending on who is responsible for the closing costs and other fees, these fees could either come out of the seller's $470,000, or the buyer would have to pay all or part of these additional costs (or roll them into their mortgage).
The listing agent's brokerage would then receive the entire $30,000 commission from the closing attorney. They would issue the buyer's agent or their brokerage a check for half of the commission, and each of the brokerages would pay their respective agents their 1.5% commission from the sale.
While it may seem like selling your property directly or creating a FSBO ("Fisbo" or "for sale By Owner listing and taking the real estate agent out of the process makes financial sense, in the long and short run, unless you're selling to a family member, it's rarely a good decision.
A real estate professional is vital to the process of selling (and in today's market, buying) a home. They can help to facilitate the negotiations, manage the paperwork, and maximize your chances of selling your home at a fair price through staging, arranging professional photography, as well as virtual tours, and other marketing activities. Your listing or seller's agent will represent you and look out for your best interest, making sure that you receive top dollar and that all of the legal requirements of selling your home are met.
When working with a buyer's agent, you have the best possible chance of finding the perfect house that you'll love based on your needs. A buyer's agent will research your market to find the perfect home and increase the likelihood of a successful sale.
Real estate professionals are there to ensure that the process moves smoothly. When dealing with your home, it's often the biggest investment you will make and is worth hundreds of thousands of dollars. If you're on the brink of either buying or selling, they ensure that the process is fast, smooth, and easy.
One of the biggest contentions for selling (or buying) a home is that the real estate fees are too high or that the service isn't worth the cost. In fact, there are even newer services that will work for a flat fee – like $100 or $500 or a steeply discounted commission. While this can sometimes benefit sellers (and ultimately buyers) in terms of cost savings, typically, you get what you pay for in terms of representation.
When working with a real estate professional in a more traditional arrangement, your interests as both a seller and a buyer are protected. While it sometimes happens, if your home sells on the day it's listed, your agent could make a tidy sum for a relatively small amount of work – taking some photos, determining a price, and listing the home on the market.
However, this is rarely the case. Sometimes a home can take weeks, months, or in the case of very unique or expensive houses, can take years to sell.
For the seller's agent, this means spending hours marketing the home, making phone inquiries, staying abreast of other listings and sales in the neighborhood. The seller's agent will also bear the costs of keeping the house on the market, signage, and advertising costs. The fact is, most sellers wouldn't want to be paying their agent by the hour!
This is also true for buyers. Some might find a house immediately. However, most will look at dozens of homes over the course of weeks or even months before finding the right one. If buyers had to pay their agent by the hour, they would probably feel rushed into making a decision!
Selling or buying a home is a complicated endeavor that is made easier by working with a qualified real estate professional or REALTOR®. Having a professional in your corner, whether selling or buying, can help you find exactly what you're looking for at the right price that is fair to both the buyer and seller.
In exchange for the hours of work they do, agents receive a percentage of the sales price or a commission. While it's typically the seller who pays the commission, the cost is generally factored into the home's list price. In this way, the buyer ultimately bears the cost of any real estate fees.
While it's important to understand how commissions are structured and who is ultimately responsible for payment, it's equally important to keep in mind that commissions are always negotiable. For homeowners who are concerned about high fees and may opt to use a flat fee or discount broker or list their home as a FSBO, it's important to remember that, like many things in life, you often get what you pay for!
Your home is often the most expensive and biggest investment you'll make in your lifetime making it important to understand what your realtor commission will cost and to trust who you're working with. It's a smart choice to work with a professional REALTOR® when selling or buying your next home!
Home improvement shows can be pretty intriguing. With the exquisite finishes, the grand reveals, the hugs, and the grateful smiles, it's easy to get sucked into a five-hour marathon session of entertaining reality TV. Unfortunately, these shows can be misleading. They give viewers unrealistic expectations of what can be accomplished when it comes to remodeling, flipping, buying, and selling a home. Our real estate agents reveal 5 things that home makeover shows never tell you.
January 10th is National Cut Your Energy Costs Day, so be sure to add energy efficiency to your New Year's resolutions. When it comes to cutting energy costs, a few small changes can really make a big difference. More importantly, making our homes eco-friendly can have a major impact on our community and Earth. Our real estate agents love discussing ways to improve your home's energy efficiency, and they have compiled this list of tips to help you reduce your utility bills in 2021:
The New Year is almost upon us! That means now is a great time to start thinking about what 2021 might look like and setting some new goals. Since most of us are still spending the majority of our time at home, starting a new hobby is a great way to kick 2021.
Many of our real estate agents have already found some fun and interesting ways to occupy themselves during their free time. Here are a few of the hobbies they recommend.
Covid-19 has taught us a lot this year, including how well many of us are able to adapt to a remote working environment. While many companies and employees believed working from home would be a temporary arrangement early on in the pandemic, it's becoming more and more clear that the virus has simply accelerated the inevitable shift to remote work. You can argue that working from home has benefits and disadvantages; however, many people, including our real estate agents, believe it is here to stay. Below are several reasons why.
Home inspections are an important part of the home selling process, and in some cases, they can complicate or even derail the sale. That's why it's important to understand exactly what a home inspection covers and how it can affect the pricing and sale of your home.
Our real estate agents share the following things that sellers should know about home inspections:
Buying a home is quite an undertaking, even when you're just moving across the neighborhood. Relocating to a different state presents even more challenges. With so many individuals moving to a different climate, relocating for work, or simply packing up and heading to a city that suits their evolving lifestyle, buying a home in a different state is becoming increasingly common.
Zoom Towns are also driving out of state relocation. Zoom Towns are towns that are seeing an increase in residents, specifically professionals who desire a remote workplace in an area that offers more space and solitude than larger urban settings. For instance, the Zoom Towns are popping up throughout New England as professionals from the greater NYC and Boston areas seek out work-from-home opportunities.
If you're considering buying a home in a different state, here are a few things that you should know.
Moving to a new state doesn't need to be overly complicated. Whether you're headed to a Zoom Town for work or relocating for family, following these tips will help make the process as swift, smooth, and stress-free as possible. And you don't have to go through this process alone! Our expert agents and our extended network of real estate professionals across the country are here to assist. Contact us today to get started.
With social distancing giving a boost to the already growing work-from-home trend, any place with a WiFi signal can become an office. If commuting is no longer an issue, why not live in a Zoom Town, where every day is a vacation?
Leave the urban hustle and bustle behind. Our real estate agents share some appealing reasons why Maine's Lakes Region should be your new home.
With this year's pandemic accelerating the shift towards remote work, living near the office is quickly becoming a thing of the past. With so many people working from home, many are taking advantage of the opportunity to reconsider their home's location. Not only is this spurring a quick recovery for the housing market, but it's also leading to an exciting new trend that's popping-up here in 2020: the rise of the Zoom Town.
So what exactly is a Zoom Town? It's often a beach town, lake town, or even just a peaceful secluded area of the country. More importantly, it's far away from the normal bustling cities that have traditionally served as the heart of the business world. Zoom Towns are seeing rapid growth this year, as many people are choosing to work where they vacation and vacation where they work.
With all of the economic chaos that is 2020, real estate has remained a bright spot.
There are 4 major economic factors affecting home prices:
As a home seller, you can take advantage of the market and, essentially, get a premium price for your home.
But here's the catch: you then have to become a buyer in the same market of low inventory & high demand.
This is the exact reason to engage a Better Homes & Gardens, The Masiello Group REALTOR. We recommend consulting with a Better Homes & Gardens Real Estate The Masiello Group REALTOR to determine these 3 parameters to help hand-craft a solution for you:
Next, your Better Homes & Gardens Real Estate The Masiello Group REALTOR can approach other home owners with properties like the ones that best fit your ideal new one. These will likely be other owners who, like you, are not currently on the market but would move if they could find a home. See how the chain can work?
At BHGRE The Masiello Group, our agents have 2 important tools in our internal website to make this work for you:
The Haves & Wants System is like a bulletin board for our agents to share info on people, like you, that are looking for something that is not yet on the market as well as sellers who would sell if they could buy.
Our Reverse Prospecting Tool matches information about registered users on our website to each other. For example, a potential seller in Portsmouth, NH looking to buy in York, ME gets matched to a buyer in Portsmouth, NH.
While technology provides many answers, only an experienced Better Homes & Gardens Real Estate The Masiello Group REALTOR can apply their market knowledge, street wisdom and technology to your unique situation.
Reach out today and let's explore what this market could do for you & your family.
You've bought your dream house. You're ready to move in. Now comes the really stressful part: packing and moving. Remember that the key to a smooth move is good organization. Even if you're hiring professional movers to take some of the load off you, it's still wise to have a plan when you move.
Take a look at these tips and live by them as you organize and pack. You'll be glad you did.
You've found a home that you love, and the seller has accepted your offer. However, it isn't a done deal until you sign the closing documents.
In the meantime, here are a few things that our real estate agents recommend that you avoid during the closing process. While some of these don'ts may result in a higher interest rate, others can potentially sabotage the purchase of your new home.
The real estate industry is changing fast. There are many challenges, but our REALTORS® are excited about the opportunities. Sellers just like you around our community are finding out something surprising: Now is a terrific time to list your home for sale.
Yes! If you were waiting for a better market before you list, now's the time.
If you find yourself spending more at home this year, your living space may be starting to feel a little cramped and claustrophobic. A comfortable living space is important, and studies have suggested small spaces can negatively impact your overall mood and mental health. Not only does more space equal more happiness, but it can also increase your home's overall value.
Luckily, when it comes to interior design there are simple ways to make your home appear more spacious. Our real estate agents have several tips for making your home appear more spacious. Whether you're looking to put your home on the market this year or simply looking to make things more comfortable, consider these design suggestions that can actually trick the eye into seeing more space:
All you need is a little creativity, and you can transform that spare room in your house into your favorite place. Thinking of ways you can turn your spare room into a space for your family to enjoy? The following are five suggestions to consider.
When it's time to move to a new home, not only do you need to ensure that the home meets your needs, but you should check that the neighborhood is right for your household. Find the right neighborhood for you and your family by keeping the following 5 things in mind during your search.
Ready to begin the search for your new neighborhood? Contact us today!
Have you always dreamed of having a beautiful backyard patio where you could enjoy your summer days and nights? You're not alone! Our real estate agents often hear from buyers who have added a great backyard to their list of "must-have" home features.
The good news is, it's fairly easy to add or upgrade a patio, even if you don't have a ton of outdoor space. The following seven tips will help you make your dreams come true!
Now is the time of year when many homeowners start looking for ways to spruce up their curb appeal. If you're thinking about selling your home, this is particularly important. When dealing with springtime sellers, our real estate agents always recommend paying extra attention to the outdoor space.
When it's done right, a landscape refresh will have a major impact on your home's value and will bring you a positive return on your investment. Before you start making changes, it's a good idea to check in with the latest trends. Here are four fun and exciting ideas you may want to consider incorporating into your new design.
If you're thinking about listing your home, you need an excellent real estate agent by your side. Contact us today to learn how we can help.
There's so much to consider when picking out a new neighborhood. It needs to be the proper place for you and your family, but what about Fido? Will your dog love and appreciate the neighborhood that you choose? Here are five tips for picking a neighborhood your dog will love.
These tips will help you get a good idea if this new neighborhood will be the best fit for you and your canine. Our real estate agents are also here to assist you. Contact us, and we can help you find the perfect neighborhood for you and your pooch.
Moving to a new home can be a huge undertaking, but it doesn't have to be stressful. Although it may seem like an impossible task, planning can help you prepare for your move and help make the process a piece of cake. Our real estate agents share some tips for streamlining the moving process.
For many couples, the first major decision they make after they say 'I do' is purchasing a home. Whether the couple wants a place of their own, plans on having a family, or simply wants to relocate to a space that suits their new life together, it's important that all couples learn as much as they can about the homebuying process. Our real estate agents believe that all newlyweds should consider the following.
You've probably seen all the house-flipping shows on TV that make buying a house and selling it for a profit look easy as can be. We know you're also well-aware of the differences between reality and reality TV, but flipping houses can still mean big money if you do it right. For anyone looking to get into the flipping game, our real estate agents have a few helpful tips on how to get started.
Before 1940, it wasn't uncommon to find three or more generations living in one home. After WWII and the suburban boom, families increasingly became smaller, with just parents and their minor children living together. In recent years, our real estate agents have noticed that multigenerational living is becoming more and more popular. In 2016, nearly 20 percent of the US population's living situation involved multiple generations living under one roof, according to the Pew Research Center. There are several benefits families enjoy when living under one roof. If these benefits speak to your situation, a multigenerational might be a good investment opportunity for your family.
Why Is Multigenerational Living Making A Comeback?
Many families are still getting on their feet after the Great Recession and the rising cost of living. For them, living with multiple generations in one home may make financial sense. Baby Boomers are now growing older and need help. Moving in with their children helps them get the care they need and can save everyone on housing and other costs. Child care is also a factor—many people are now opting to have grandparents take care of their children instead of spending a good chunk of their income paying for outside child care. Also, more adult children are moving back in with their parents after college to pay off debt and get some financial ground under their feet before venturing out on their own.
If you are planning on using a VA loan to purchase a home this year there are several changes you should know about.
Following the Blue Water Navy Vietnam Veterans Act of 2019, veterans and military service members will enjoy more borrowing power but pay slightly higher fees when applying for VA home loans. The Act was signed into law in June 2019 but took effect Jan 1, 2020.
Navigate these changes to VA loans with a little help from our team. Our REALTORS® highlight everything you need to know about using VA loans in 2020!
The VA loan limit is the maximum loan amount the Department of Veterans Affairs can guarantee a veteran or military service officer without making a down payment. The loan limit adjustment is a big win for veterans across the nation, especially for those buying in pricier markets. Extending the zero-down purchasing power will save many veterans a lot of cash and help them remain competitive.
However, the elimination of loan limits doesn't signify unlimited borrowing power with no down payment. Veterans will still need to have adequate income and meet their lender's credit demands to qualify for the VA loan amount. And if you still have impending VA loans or have defaulted on a previous loan, the loan limits will still be applicable throughout 2020.
Before this act went into effect, VA loan limits equaled the limits set by the Federal Housing Finance Agency on complying loans. In 2019, the limits were set to $484,350 in a typical US county and slightly higher in high-cost counties.
Buying a home in a different state can be a daunting task, especially if you know little about the state and the applicable local property regulations. However, with proper planning, preparation, and thorough research, you can identify your top property choices. In this guide, our REALTORS® have pieced together helpful tips for buying a home out of state.
There are many reasons people opt for a smaller space. If you've decided to downsize to a smaller home, you'll reap many benefits, including a lower mortgage payment (if you still have one), lower utility bills, and a smaller area to maintain and keep clean.
Before you downsize to a smaller home you have to downsize your belongings. It's important to declutter your current home so your new home can be well organized with items that fit your new lifestyle. Our REALTORS® suggest the following tips help for downsizing to a smaller home:
Our REALTORS® are there to guide you every step of the way when it's time to buy a home. Still, it's important to understand what you're getting into – and how to advocate for your interests.
Buying a home can include twists and turns, even when everyone has the best intentions. Knowing which questions to ask will help you get the information you need to make an informed decision about your real estate options.
Don't forget these vital questions when you're getting ready to buy a home:
If you're recently retired or planning for your retirement, you may decide to purchase a new home. Many retirees buy new property, either to downsize from an existing home or to relocate to a more favorable area. Our real estate agents can help you locate properties that are a good fit for your post-retirement needs. Follow these guidelines to make sure purchasing a home is appropriate for your finances and personal retirement goals.
Rethink Moving to a "Bucket List" Destination
Once you retire, it's easy to get caught up in fulfilling your post-retirement dreams. Maybe you've always wanted to live at the beach town where you vacation every summer, or perhaps you've envisioned retiring to a secluded cabin in the mountains. However, before you purchase property in these dream locations, you need to make sure these cities are places that you want to live.
If you've been dreaming of buying your first home or selling your current house, New Year's is the time to resolve to make it happen.
Our REALTORS® suggest the following five ways to make a New Year's resolution of a new home a reality in 2020.
New England is an absolutely beautiful area to call home. With this beauty though, there's a bit of unpredictability. The New England area has a strange and unpredictable weather history, including everything from tornadoes to droughts to ice storms. All of these weather events, but especially the cold, can create a costly utility bill for your household.
Making your home energy-efficient is a great way to invest in your home and save you money in the long run, especially during the New England winters. Save yourself the seasonal stress of costly energy bills and consider energy-efficient home improvement projects.
Energy efficiency isn't just a way to save, it's also a valuable way to draw the attention of homebuyers. Our REALTORS® have insights on energy-efficiency home improvement projects to save you money and to stand out among other area homes for sale.
Winter is coming, but don't let that stop you from staying warm and comfortable in your own home. Contact us to learn more about different home construction and energy-efficient features in your area.
The landscape of the real estate market is changing dramatically, thanks to short-term rental properties. The increasing popularity of Airbnb and other similar services is encouraging property owners to invest in homes and condominiums that tourists find desirable. Our REALTORS® want you to make the best long-term investment choices possible. When considering properties to invest in for these purposes, we encourage you to ask the following questions:
Our REALTORS® at The Masiello Group know the decision to move from renting to owning a home is not always an easy one to make. First-time buyers often feel challenged by the complexity of the process. There are also many financial angles to consider when you buy a home.
However, a changing lifestyle can mean it is time for a new perspective on homeownership. Let's look at some of the biggest reasons you might go from renting to buying a home.
Many millennials are putting off certain life milestones, like homeownership and starting a family. However, needing more space does not always mean you have a baby on the way. Many people decide to house hunt to provide more space for dogs! Cities are seeing more households made up of friends who may need sufficient space to themselves, too. Extra room also means more space for yourself, you could considering creating an office, art studio, gym, or music room.
Yes, getting a mortgage loan can be a time-consuming process. When all is said and done, though, it's not that much harder than getting into an apartment. After all, you need all of the same documentation. You'll also have to go through all of the usual steps of moving. When you buy a home, you'll get it all done in one fell swoop for many years to come. It will be more fulfilling to do all the same work it took to rent a home, and then actually be able to say, I bought a home.
In some areas, it makes better financial sense to buy a house than to rent. This is most common in large cities and areas where rapid growth puts pressure on the housing stock. As landlords try to squeeze every penny from potential tenants, you could find your mortgage will be less expensive. Just remember to consider the annual cost of home maintenance, too. It is also important to consider mortgage pre-approval before you buy a home because it will save you and your REALTOR® valuable time. Take a look at our blog on the importance ofmortgage pre-approval to learn more.
Just because you are buying a home, it does not necessarily mean you'll live there. If you're in an area people are eager to move to you could use it as an income opportunity. Many people buy homes to refurbish and "flip" them. The average investor makes $30,000 net profit on a house flip if all factors align.For long-term income, you might decide to rent out your new property instead. As an owner, the choice is always up to you.
A new job, a promotion or even a one-time windfall can signal that it's time to re-evaluate your housing situation. If your credit is strong, you may qualify for attractive mortgage loans even if you do not have a lot of cash on hand. With money to spend, you can further reduce interest rates with a down payment or paying off your closing costs without financing.
If you are thinking about buying a home, it's time to find out more – even if you can't quite put your finger on why. You can check out The Ultimate Home Buyers Guide to learn more about all the steps it takes to buy a home. An expert real estate agent who specializes in first-time homebuyers can also give you personalized advice to help you decide on your next move.
Contact us to find out more today. We look forward to helping you soon.
Is the anticipation of needing to make a sizeable down payment discouraging you from homeownership? According to data from a U.S. Census housing survey, nearly 50 percent of current homeowners made down payments of 10 percent or less.
Don't let the need to make a down payment discourage you from purchasing your first home.
Our REALTORS® have put together a list of useful tips to save for a down payment.
We have years of experience helping people of all ages and financial situations reach their dream of homeownership. Contact us to learn more about what we can do for you.
Commute time is an important factor you should consider when buying a new home. While a long commute may not bother you at first, it may affect your lifestyle and ability to enjoy your new home. For many, finding the perfect home means balancing price, location, community amenities, and distance to the office. With a little planning, it is not hard to find a balance between time in the car and time spent in the home of your dreams.
Many people choose to commute do so because they find a little slice of heaven far away from city centers and nosy neighbors. Maine is filled with beautiful properties hidden in the hills or nestled along the coast. These charming properties are the perfect place to rest and recharge after a long day at work. If you want to purchase these relaxing retreats, it may mean a commute of 15, 30, 45 minutes, or more to your office. Nationwide, the average commute is 26 minutes. If you are looking at a longer commute, it means you will have that much less time each day to enjoy your home.
It would be nice if every house negotiationwent smoothly, but unfortunately, that's not always the case. Whether the seller is unwilling to negotiate or a closer look at your "dream" home reveals serious issues, sometimes it's better to walk away. Our real estate agents know what it takes to land your dream home, so let's take a closer look at the signs that it's time to walk away from a house negotiation.
Every successful negotiation requires compromise, and it's hard to find common ground when the seller refuses to negotiate in good faith. An overly rude seller refuses to listen to your concerns, or seems unwilling to budge on even the smallest issues may not be worth the trouble. You don't have to feel like the seller is going to be your best pal after negotiations, but civility and courtesy go a long way.
There's no avoiding the fact that buying a home is often an emotional process, and at some point in the shopping process, most buyers fall in love with a home. It's normal to get excited about a home that seems to suit your needs. Sometimes love at first sight turns into cold feet when it's time to commit. If the home you thought you love isn't all it's cracked up to be, then it may be time to move on to your next option.
While disclosure rules vary by location, in most places, sellers are required to disclose certain serious maintenance issues with the home. This may include things like flooding, leaks, foundation damage, roof damage, and damage to key systems within the home. If you discover the seller has been trying to hide issues that they're required to disclose, it's better to walk away.
The home may have issues turn up during the inspection that the seller wasn't aware of, and those issues may be serious enough to make you think twice. If the home inspection does reveal serious issues, you'll have to consider whether it's worth the time and money to fix the home before you decide whether to buy.
Tackling projects around the house is simply part of owning a home, but not every owner is qualified to handle home improvement projects. If the home has too many DIY fixes that would have to be repaired by professionals, it may no longer be the right fit for your budget.
If you discover that the home has serious issues with termites, mold, or other hidden problems, those issues will naturally impact your perception of the home. If the cost of repairing termite damage or eliminating mold is more than you bargained for, it's time to shop for a different home.
The negotiation step of buying a home can be stressful. An experienced agent can be there to help by giving you advice , and telling you when it might be time to walk away. Whether you're shopping for the first time or getting your search back on track after a failed negotiation, our team is here to help you find a home you'll love. Contact us to buy and sell homes throughout the Northern New England area, and check out The Ultimate Home Buyers Guide to help you on your journey to find a new home.
Our real estate agents understand there are many reasons you may not be able to purchase the home you want right away. The most common reason is that you want to wait until your home has sold. The fact is most buyers don't want to close on a new property until they have completed the sale of their current home. When a seller accepts your contingent offer, you will have first-right-of-refusal to either purchase or pass on the property.
There are many types of contingent sale offers, including appraisal contingencies, mortgage approval contingencies, and inspection contingencies. The most common are sale and settlement contingencies, which are used when a prospective buyer's home is on the market, but an offer has not been received. The second most common is a settlement contingency which is for buyers whose home is under contract but has not closed.
When you're selling your home, wanting to present it in the best light possible is only natural. However, it's also important to be honest about any issues with the house, including past repairs and current problems. Disclosure isn't just the right thing to do – it's also the law. Our real estate agents are here to help you navigate the process, with a guide to everything you need to know about disclosure when selling your home.
Pay Attention to State and Federal Disclosure Rules
The exact rules for what you need to disclose and how you handle the process vary by state. It's critical to research disclosure rules for the location where you're selling a home. Most disclosure regulations are controlled by the state, except for one key issue. Federal regulations require that you disclose lead paint if the home was built before 1978. Homes built before 1978 will need to be checked for lead paint before you sell.
You're full of eager anticipation when you put your home on the market, but there comes a time when you have to admit it's not selling. Our real estate agents have successfully helped many sellers overcome roadblocks to closing a deal. Here are 10 common reasons why your home may not be selling as quickly as you'd hoped.
Our real estate agents know the roof is one of the most important parts of any home. Not only does the roof protect your well-being and comfort, but it also safeguards the entire structure.
When there are problems with the roof, it can create a domino effect that leaves the rest of the building vulnerable. Ultimately, a damaged roof can even lead to cracks in the foundation.
In a world of increasingly wild weather, it's never been more essential to have a durable roof. And with New England winters being what they are, a major leak is the last thing anyone wants.
So, when it's time to sell your home, it's vital to ask the question: Should you repair the roof?
Roof repair is something many sellers want to avoid. Although it can raise the sale price of your home, you won't usually recover your entire investment. However, there are some situations where getting roof repair done early on will help you out in the long run.
Your credit score is a little three-digit number between 300-850 that depicts a consumer's creditworthiness, and that has a BIG impact on your home-buying process. The higher the score, the better a borrower looks to potential lenders. Our real estate agents know buying a home is an exciting experience. Whether it's your first time purchasing a property or if you're moving into a new space that will cater to your changing lifestyle, we want to make sure that your experience is an easy one.
With years of experience helping clients buy and sell homes, we understand real estate transactions inside and out. Our customers often ask questions regarding how a credit score impacts purchasing a home. To provide you the best advice, we've answered some of the most common questions about credit scores so you can head into your home search with confidence.
Yes! Your credit score is an essential aspect of your financial life. Although it is an important consideration in a real estate transaction, your credit score can also impact other things like buying a car or taking out a loan. You can also leverage great scores into great deals — on credit cards, insurance premiums, apartments and cell phone plans. Bad scores can hammer you into missing out or paying more. According to Nerd Wallet, a 15-year home equity loan of $50,000 would cost a low scorer $22,500 more than someone with high scores.
A credit score is composed of many elements, including your credit payment history, your debt-to-credit utilization, your length of credit history, your credit mix, and your new credit accounts.
Technically, you can buy a home with any credit score. However, securing financing gets increasingly more difficult the lower your credit score is. Credit scores range from 300 to 850, with anything above 760 considered exceptional and anything below 650 considered less than favorable. For example, a credit score of 700 is good, and you may have an easier time qualifying for a loan than someone with a credit score of 400, which is considered unfavorable in the eyes of lenders. Similarly, those with an 800 credit score should have no trouble getting a mortgage approved by a financial lender.
You can always raise your credit score no matter how low it is. Although it may take discipline and time, there's no reason why any individual can't get their credit score to a level which a mortgage lender will approve of. First, you should check your credit score and report to see where you stand. If you notice an error on the report, dispute it so it can be removed. Next, you'll want to gather all of your debts and plan a way to pay them down. Many people choose to pay off smaller debts first to show better management of debt-to-credit utilization. Moving forward, you'll want to ensure that you pay every bill on time so you won't chance missing a payment and dropping your score. Some individuals with limited or very low credit scores may want to consider building new credit responsibly by opening a new credit account, getting a new credit card or taking out a secured loan. Using these resources wisely can help boost your score.
While it's not absolutely necessary to raise your score before you begin your search, we do recommend that you try to boost it if possible. When you seek out a loan or mortgage, you want to have the highest score and best credit report possible so you can secure funding quickly without trouble.
To learn more about how your credit score impacts the home buying process, contact us today!
At a certain point, almost every homeowner faces a choice. Maybe your family has grown, your work-from-home business has blown up, or your house simply doesn't have space for the lifestyle you want. Whatever the reason, your current home no longer meets your needs, so it's time to decide whether you should remodel or relocate. Our real estate agents are here to help with that choice.
When you're buying a home, your final walk-through is an exciting moment. This is the crowning moment after months of research and negotiations to go through the property and confirm everything is in the condition you expect. Our real estate agents will go through the home step-by-step with you to ensure the following items on this checklist are accounted for.
It's no secret that selling a home is stressful. You feel pressured to sell your home fast and get top dollar for it. You'll have a lot of decisions to make, and there are so many uncertainties that you're likely to turn to anybody who's sold a home before for their opinions and advice.
While this is common practice, it can often do more harm than good. That's because the real estate market changes quickly. What might have been great advice just a few months ago could be the completely wrong thing for you now. Unless you're dealing with a real estate professional you trust, it's best to take most of the advice you hear with a grain of salt.
Our real estate agents are constantly helping sellers sort through misinformation and make smart decisions. Here are some of the most common home selling myths you really should ignore.
With the total amount of student loan debt in the United States topping out at over $1.53 trillion, it's no surprise that many college graduates are concerned with how their debts will impact their ability to achieve their other financial goals.
After finishing college and landing a great job, purchasing a home of your own is often the next logical step, but will you be able to do it if you're debt-strapped?
The answer is yes! Our real estate agents help new college graduates find their dream homes all the time. It will take some planning and preparation, but it's entirely possible. Start by following these five tips.
Our REALTORS® strive to help everyone they meet make informed decisions about buying and selling a home. No matter if you choose to use our team in the long run, you deserve to have all the facts that will help you achieve the results you want.
One of the most important things a seller can understand is the value of professional advice when it's time to list a home. "For Sale By Owner" may seem fast and convenient, but most sellers who try to do things all on their own will find themselves frustrated – and never reach their goals.
A REALTOR® provides benefits you won't want to pass up. They include:
Our real estate agents have gotten plenty of questions lately about selling homes that are already empty. It's true: Selling a vacant home may present unusual challenges for the owner.
A vacant home can be more difficult to stage for your future buyers – and it's also tougher to keep it safe from thieves and vandals. Still, showing a vacant home might be unavoidable if your plans include moving before you have closed on the sale.
By taking a few extra steps, you can keep your property protected:
If you're a first-time homebuyer, chances are you're getting ready to enter into one of the biggest transactions of your life. Along the way, you'll experience peaks of extreme excitement and valleys of anxiety and uncertainty.
Our REALTORS® work with first-time homebuyers all the time. To help ensure your transaction goes smoothly, they've created this list of nine things all first-time homebuyers need to know.
Congratulations on your marriage! Now that the honeymoon is over, it's time to walk hand-in-hand into the next chapter of your lives! If you're ready to buy a house together, our real estate agents know exactly how excited you are to start picking out your dream home. While we are here to help you through the home buying process from viewing through closing, we also want to help you responsibly prepare for this purchase. We've put together this handy homebuying guide for newlyweds to follow.
Our Peterborough Office opened their office to the local Peterborough Chamber, Friends, Family, and Community May 23rd to celebrate their recent office remodel.
The office remodel design was created to offer flexible, comfortable and productive spaces. We are thrilled with the results!
A special thanks for all of the hard work and dedication from those that made this opening a success and to Cafe 532 for catering - the food was fantastic!
Click here to find out more about our Peterborough office and agents and stop by to check out the new space!
95 Grove Street | Peterborough, NH | 603-924-8373
Congratulations on taking the first steps in finding a new home for your family. Of course, your family may include furry friends and it's important that they feel at home just the same. As you tour homes for sale around town, our real estate agents have these points to keep in mind as you search for a pet-friendly home.
As a seller, you should know that curb appeal and updated kitchens alone won't sell your home. Believe it or not, your etiquette during the listing and purchasing process can have just as much influence on the success of your home sale as a remodeled bathroom or close proximity to schools. Buyers want to feel comfortable throughout their search. Unfortunately, if you practice poor seller etiquette, there's a chance your home could leave viewers with a bad first impression.
Our real estate agents want your potential buyers to have the best possible experience while touring your home. Here are a few etiquette tips sellers can use to ensure that they are making this process as comfortable as possible for the buyer.
Welcome to your new neighborhood! Every move is the start of a new adventure and our real estate agents want to help you take the first step on your next journey. We've gathered the following six tips to help you get acquainted with your new neighborhood.
Multigenerational living is a term used to describe households in which there are at least two adult generations in residence. The number of these households in the U.S. is on the rise. Two types of multigenerational living are becoming more common in recent years; two-generation households, where adult children live with parents, and three-generation homes, where there are adult children, parents, and grandparents living under the same roof. Our real estate agents are here to explore some of the pros and cons of multigenerational households with you.
Do you dream of moving into an up and coming neighborhood? Our real estate agents are here to help you identify the areas around your town that will soon explode onto the real estate scene.
That's a question that many people struggle with, whether they are already paying on a mortgage or are working with our real estate agents to find a home to buy.
The answer to that question isn't the same for everyone since it depends largely upon each person's financial situation, as well as their long-term goals and preferences. Here are three things to consider as you determine whether or not paying off your home early makes sense for you.
The bottom line is that, if you can comfortably afford to pay off your home early, it makes sense to do so. You'll save money over the long-term by paying less interest, and you'll also have the peace of mind that comes with having clear title to your home. However, if paying more towards your mortgage will cause undue financial strain, it probably makes better sense to keep up with those agreed-upon monthly payments.
If you have more questions about the pros and cons of paying your home off early, please feel free to contact us. We're always happy to put our expertise and experience on all things related to home ownership to work for the benefit of New England homeowners and home buyers.
So you have done the rounds shopping for just the right New England dream home for you. You're finally in the home stretch, having found your dream home. However, there is a problem. Other buyers have decided it is their dream home too, and you've found yourself having to compete for your new home. So what do you need to know about duking it out with competing home buyers to increase your odds of coming out on top?Our real estate agents have some tips and tricks that can help you get to your dream home fast and easy.
Use a buyer's agent
Having an agent that works directly for you is a big advantage when buying a home. A good buyer's agent will have extensive experience in the market you're shopping. They will also have access to more information about listed homes, and will be looking out for your best interests, rather than those of the seller. Having an expert in your corner to guide you can make a big difference when it comes to competing with other buyers to purchase the home you have your heart set on. According to the National Association of Realtors, 88% of buyers purchased their dream home through a real estate agent or broker—a share that has steadily increased from 69% in 2001.
It is always best to get a mortgage pre-approval before you begin shopping for a new home. It is essential to do so if you're planning to submit an offer on a house where there are likely to be competing offers from other buyers. You want to be able to show that you can afford the home in question to ensure that the seller takes your offer seriously. Also, if any of your competing buyers have not yet made this step, you'll increase your odds of being seen as the more prepared and serious buyer. Take a look at our blog on the importance ofmortgage pre-approval to learn more.
If more than one buyer is bidding on your dream home, presenting a clean offer, with as few contingencies and demands as possible, can increase the odds that the seller will look upon your offer more favorably than those of more demanding buyers.
Putting a larger than average chunk of cash down for earnest money can sway sellers. This will make it known that you are committed and ready to buy. Putting down a large earnest money deposit will also ensure added insurance on the transaction for both the buyer and the seller.
The personal approach when you deliver your offer can go a long way towards swaying the competition for a home in your favor. Most buyers send offers via email these days, a rather impersonal approach, so presenting yours face-to-face can certainly make you, and your offer, stand out from the crowd.
These five tips will greatly increase your chances of nailing down your dream home. If you could use a few more great tips on coming out the winner when you're buying a home, please feel free tocontact us. You can also check out The Ultimate Home Buyers Guide to learn more about all the steps it takes to buy a home. We're always happy to put our knowledge and experience to work for the benefit of New England home buyers.
If you are planning to sell your home, as our real estate agents would certainly tell you, presenting it in the best possible light is essential to making a quick sale at the right price. That means staging your home properly to show off its best features and make it appealing to a wide variety of potential buyers. You can, of course, hire a home staging professional to get the job done, but if you'll be doing it yourself, here are ten can't miss home staging tips to get your home sold:
Buying a new home is exciting, and if you have just done so, you're probably very eager to get into that house and get started making it a home. However, before you can get to that part of things, you'll have to get through the moving process. That process will be easier if you spend some time thinning out your stuff before you begin packing it up. Our real estate agents know that, for most of us, this is easier said than done, so if you're not sure just where to start, here are ten ways to purge before you pack:
Spring is a time for making your home alive again after a long, cold winter. Even if you've just moved into a new home, by spring there's a good chance that you'll find plenty of tidying up to do. If tasks have been piling up over the last several months, it can be difficult to know where to start with spring maintenance. Our real estate agents are here with these steps toward making spring house maintenance easier.
Kitchens are, in most homes, the center of daily life. That simple fact means that if yours isn't functional and attractive, it can be quite the thorn in your side. That's why kitchens are among the most often renovated rooms in any house. If a kitchen renovation is on your to-do list, the chances are good that you have heard a lot of stories about problems and hassles along the way. However, as our real estate agents can tell you, it doesn't have to be that way, whether your renovating in a newly purchased home, or updating the one you've owned for years. Here are six tips for a successful kitchen renovation that can help you smooth your path to creating your dream kitchen:
Spend a LOT of time on planning – Knowing exactly what you want to be changed in your kitchen before you get started is essential to keeping costs within reason and hassles to a minimum. Spend some time visualizing how you want your kitchen to look and function, then get into the details of the appliances, fixtures, and materials you will need to make it so. Getting a clear picture of what your remodel will entail is an important first step that will make the steps that follow much easier.
Winter isn't over just yet, but it will be here before you know it. Spring is a great time to sell your home. Making your home buyer-ready before the season starts will ensure that you're prepared to list it before the market gets overloaded. These ten tips from our real estate agents make it easy to prepare your home for sale and help your home look its best.
Moving with our fur babies can be tricky. Lots of unexpected activity and getting adjusted to a new place is hard on our pets. To make the pet move easier, here are some helpful tips that will create a successful and stress-free move.
A big part of any move is careful planning and preparation. When there's a pet in the mix, making sure you're ready before moving day becomes even more important. Be sure to take care of these details well in advance to ensure a smooth transition.
In the days and weeks leading up to your move, there are lots of things you can do to get your pet ready and reduce stress. Pets are like children, we want to ensure they are well taken care of and they are kept happy during this stressful time.
Helping your pet adjust to their new home before the move, during the move, and after the move can exponentially help the move be more successful. The last thing anyone wants is themselves, along with their pets to put any strain when moving to a new home. If you follow these steps you should be well on your way to success.
Contact us today to learn more about finding your dream home and planning your move. We are committed to helping you, your family, and your furry friends.
Our real estate agents at the Masiello Group are always happy to assist current and future New England homeowners in getting the most value from their property.
That often involves pointing out resources buyers and sellers aren't aware of yet.
A prime example is National Home Warranty Day, celebrated on February 10. Yes, National Home Warranty Day is really a thing – and so are home warranties.
Just about everybody has heard of homeowners insurance. After all, it's required in many cases. The home warranty, on the other hand, is not well known. That's unfortunate since a home warranty can save you hundreds of dollars in an average year.
Let's take a closer look at the two and how they differ.
People often ask our real estate agents if they should wait until springtime to start looking for a new home. After all, the cold weather, blustery winds, and short days don't exactly create a welcoming environment for home shopping.
While the thought of trudging through the snow to go to open houses may not be appealing, there are several compelling reasons why winter is the absolute best time to find your dream home. Consider these points, and you just may decide that you're ready to start looking today.
Have you been wearing yourself out searching for the ideal home? While buying a new home is an exciting adventure, our Augusta real estate agents know that sometimes you need a break. There's no better way to recharge your batteries than spending a few hours getting pampered at a great spa.
There are many day spas to choose from in the Augusta area, but a few stand out from the crowd. Here's a round-up of our favorite places to relax and unwind.
Considering all the turkey, stuffing, pumpkin pie and Christmas cookies that come with the holiday season, it's no surprise that losing weight is one of the most common New Year's resolutions. If you're committed to getting in shape in 2019, you're certainly not alone.
Here in Bangor, Maine, there are a lot of great gyms to help you get your resolution going. We asked our Bangor real estate agents to name their favorite gyms in the area, and we got a lot of great answers. So no matter what your workout style or fitness goals may be, there's an option for you. Best of all, they're all within a few minutes' drive of our many homes for sale in Bangor, Maine!
If you've been checking out our local homes for sale, you're probably wondering whether it's a good place to raise a family. Thanks to the low crime rates, great schools, and plenty of kid-friendly activities, we're sure you'll find that the area is ideal for children of all ages.
Whether you're visiting the state of Maine or you're already a local, you'll definitely want your little ones to experience the fun, interactive learning opportunities offered by the state's four children's museums. Here's everything you need to know to plan your next family adventure.
Surrounded by rugged forests and overlooked by a towering statue of mythic lumberjack Paul Bunyan, the city of Bangor is a cultural hub in Maine. It's a remarkable place, and our Bangor real estate agents are grateful to call it home.
Whether you're looking for homes for sale in Bangor or planning a short visit, be prepared for an experience you won't forget. Here's what you can expect in Bangor:
Bangor was home to more than 300 sawmills in the 1830s, making it the unofficial "Lumber Capital of the World." Today, Bangor's storied past is visible everywhere, from the mansions along Broadway that were built from local timber in the 19th century, to the statue of Paul Bunyan that stands watch over Main Street and hearkens back to Maine's lumbering past.
It's easy to see why our locals love living Nashua, NH so much. It's in the ideal location nestled between the Nashua and Merrimack Rivers and only 30 minutes from the New Hampshire seacoast. It's got a bustling downtown and a thriving workplace. It's an area that our Nashua real estate agents love calling home, and these are the things the locals love about it.
The holiday season is upon us, and the city of Portsmouth offers plenty of festive ways to celebrate. From hands-on activities to magical theater productions, there's something for everyone.
Our Portsmouth real estate agents want to make sure you don't miss out on any of the fun, so we've gathered this list of our favorite ways to ring in the season. Check them out, and you might find a new family tradition.
Our Quechee real estate agents know that a terrific experience with a real estate firm is your "bridge" to the home you've always wanted. Anyone of our many Quechee homes for sale could be your dream home – all you have to do is visit us.
Vermont's covered bridges are genuinely outstanding. As you journey around Windsor County and beyond, you can find more than one hundred sprinkled throughout the state. When you're looking for homes, you should take time to see the picturesque beauty of these local landmarks!
These marvelous curiosities each have a long history and a story to tell.
One of the most interesting covered bridges of all is the Quechee covered bridge.
Our real estate agents want to be sure you enjoy everything you see when you visit our area to look at Brunswick homes for sale. Our city isn't just about great dining, shopping, and amenities – it also has some outstanding historical sites you'll enjoy visiting.
When you think of the word "picturesque," Brunswick should come to mind!
Cumberland County has been settled since 1628, so it's no surprise history is just about everywhere you look. The Androscoggin Swinging Bridge is one example of the many delights you can find around the area – and it's more than a century old.
Our Rockland real estate agents are experts when it comes to everything Rockland and all across Knox County. Rockland is one of the top tourist destinations in the state, and that means the would-be home buyers our agents meet are also enjoying a great Maine vacation. They soon find out that Rockland homes for sale are in the midst of some of the most beloved Maine traditions.
Like so many cities in Maine, Rockland has a lot of history. People have been living here since all the way back in 1767 when it first became a lumber camp. The shipping industries made it one of the most successful and fast-growing communities in the entire state. As the railroads set in, it became a local tourism hub, starting with the famous Point Bay Hotel. Nowadays, the engine of Rockland is its vibrant downtown area, replete with some of the best dining, shopping, and attractions anywhere in Maine.
There's plenty of fun to be had in Rockwell any time of the year, but the holiday season is extraordinary rings festivities beloved by locals and visitors alike. One of the most memorable holiday events is the Lobster Trap Christmas Tree.
Many cities all around the world have amazing Christmas tree displays, including most of the top cities here in the United States. However, there are some that are simply unique – and one of those is the Lobster Trap Christmas Tree exclusively here in Rockland, Maine.
TLC has even featured our Lobster Trap Christmas Tree on their TV show, "Extreme Christmas Trees!"
Sponsored by Rockland Main Street – a civic organization supporting downtown development – the Lobster Trap Christmas Tree is the centerpiece of the local Festival of Lights. It all kicks off at noon on Friday, November 23 as Santa Claus arrives courtesy of the U.S. Coast Guard. That night, at 6 p.m., the Lobster Trap Christmas Tree enjoys its official lighting ceremony!
The tree is made from 155 standard, fully functional lobster traps spun into a tree decorated with more than 2,500 bulbs and an eighth of a mile of fir garland trimming. The final touch is more than a hundred lobster trap buoys donated by local lobstermen.
On Saturday, November 24, the festivities soar to a crescendo with the Parade of Lights, taking place just two days after Thanksgiving. The Parade of Lights features floats that compete for recognition by community voting, tallied using canned donations. Both the floats and the neighborhoods they visit are strewn with thousands of lights and are a sight to behold.
Rockland is truly a treasure that you'll want to come home to – and the Masiello Group can help. We've been assisting people looking to relocate to Rockland and greater Knox County for many years. Our team combines service, experience, and unparalleled insight into the local area.
Contact our Rockland office to find out more. We can't wait to hear from you!