Opportunity, flexibility, and long-term value come together in this unique St. Johnsbury property. Currently used as a 3-bedroom, 2-bath single-family home, it is also permitted as a duplex, giving buyers multiple options for ownership, income, and future use. Live in the whole home, create a multi-generational setup, rent one unit while occupying the other, or explore a full investment strategy. Major system improvements have already been completed, including updated electrical and plumbing, a replaced sewer line, reinforced basement supports, and dependable propane-fired heating systems designed to operate even without electricity. These upgrades provide peace of mind and help reduce concerns about major infrastructure costs. The unfinished third-floor attic offers excellent expansion potential for additional bedrooms, office space, a studio, recreation room, or private retreat. Outside, the detached three-car garage provides abundant storage, workshop space, and room for vehicles, equipment, and hobbies. Set on a generous 0.43-acre corner lot with neighboring property on only one side, the property offers added privacy and possible future subdivision potential under current zoning, subject to municipal approvals and buyer due diligence. Located just minutes from downtown St. Johnsbury's shops, restaurants, schools, and community amenities, this property combines move-in-ready comfort with rare flexibility. Whether your goals are homeownership, rental income, expansion, or future development, this home offers the freedom to choose the path that works best for you.